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Quarterly Portfolio Review
Portfolio Review – 3Q2022
The Market Global markets in the third quarter of the year began on an upbeat note in July with some markets recovering over 50% of the year’s losses on optimism of peak inflation. However, the bear market rally was cut short in the last few weeks of September...
Portfolio Review – 2Q2022
The Market Downside volatility was the name of the game for the second quarter of 2022 as global market participants balanced four-decade high inflation levels driven by everything from gasoline to airline tickets, restaurant meals, and new & used vehicle prices,...
Portfolio Review – 1Q2022
The Market Global stocks with the exception of Canadian markets ended the first quarter of 2022 in negative territory. However, since our letter to clients on March 9, 2022, markets have rebounded from the 2022 lows. The sustained rally in global equities from the...
Portfolio Review – 4Q2021
Year End Reports Enclosed in this YouFirst quarterly Portfolio Review package are your: Portfolio Evaluation Report Annual Performance Report(s) Annual Investment Management Fee Report For non-registered account holders. The following items should be given to your...
Portfolio Review – 3Q2021
The Market As the third quarter of 2021 drew to a close, the month of September certainly lived up to its reputation as being unpredictable and volatile. Global markets touched all-time highs several times before two sizable selloffs near the end of September with...
Portfolio Review – 2Q2021
The Market North American markets closed the second quarter of 2021 at all-time highs, buoyed by persistent investor optimism in the reopening of the economy as well as continued accommodative fiscal and monetary policy by global policy makers. On the home front, the...
Perspectives from a Millennial
What You Should Know About the First-Time Home Buyer Incentive
First of all, there is no such thing as a free lunch! In March 2019, Canadian Federal Minister of Finance, Bill Morneau, presented the Liberal government’s federal budget for fiscal year 20201. While the budget considers many wide sweeping changes to various hot...
Investing in a Better Future
ESG Investing incorporates environmental, social, and governance (ESG) factors in the decision making process for what securities to include in a portfolio. There are several organizations such as MSCI and Sustainalytics who rate companies based on how they perform,...
4 Tips on How to Make the Most of your Tax Return
Well, football season is officially over. The New England Patriots, led by G.O.A.T. quarterback Tom Brady, clinched their sixth Super Bowl win against the Los Angeles Rams. In addition to the record-setting win by the Pats, it was also a record setting game in terms...
Staying the Course – Why Investing is a Game Against Yourself
In mid-December 2018 I was exchanging messages with a friend who runs his own self-directed investment account through a discount brokerage. Over the course of several years, his investment performance was, on paper, “doing fine”, corresponding to the systematic rally...
Time for a (Financial) Fitness Checkup?
Happy New Year! Christmas and the holidays have come and gone, leaving us with fond memories, full bellies, and hopefully a well-rested start to 2019. Top on the list of many people’s New Year’s resolutions is to get their fitness and health in check, but few fail to...
TFSA vs. RRSP: Battle of the Heavyweights
This post is a continuation of our last post "Time for a (Financial) Fitness Checkup?". You can read that here. In one corner we have the RRSP, Canada’s oldest registered savings product with years under its belt and countless supporters. In the other corner, we have...
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